NZ Interest Only Loan Calculator
Use this calculator to generate an amortization schedule for an interest only loan. Quickly see your repayment and how much interest you will pay. Press the report button for a full amortization schedule, either by year or by repayment.
Use our Currency Converter to convert AU $ to NZ $.
Interest rate Annual interest rate for this loan.
Term The number of years over which you will repay this loan.
Loan repayment Your principal and interest payment (PI) per period. Payments are based on 100% of outstanding interest owed.
Total repayments Total of all monthly payments over the full term of the loan. This total repayment amount assumes that there are no extra repayments of principal.
Total interest Total of all interest paid over the full term of the loan. This total interest amount assumes that there are no extra repayments of principal.
Ending balance Final ending balance at the end of the term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. Costs such as redraw fees, early repayment fees and other costs and charges which may be applicable are not included in the calculations but may influence the cost of the loan. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
You can contact us on 02 9620 5559 or 0404 234517 . You can email me directly at [email protected] . If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.
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Mary O’Brien is a Credit Representative (Credit Representative No. 399565) of BLSSA Pty Ltd (Australia Credit Licence No. 391237)