LOAN

Mar 23 2020

#Can i get a personal loan #Can #i #get #a #personal #loan



Can i get a personal loan

*******

Fast, hassle-free
Personal Loan up to ₹20 Lakh

  • Affordable interest rate starting from 11.99% p.a.
  • Available for salaried individuals
  • Present in 700+ cities across India

How to apply

Get the money
in 3 simple steps

Get Approved in 2 Mins

Just need your basic details

Fill Application Form

Get Money In your Bank A/C

After verifying your application, money will be disbursed within 48 hours

Few most popular QUERIES

Key details of Personal Loan

  • Processing fees – 3% + GST for loans of value upto ₹1,00,000 & 2% + GST for loans of value greater than ₹1,00,000
  • Pre-EMI interest if applicable will be added to the first EMI
  • Foreclosure (Loans disbursed on/after 1st April 2019) – 4% (+GST) for loan closed before 12 months, 2% (+GST) for 12-24 months and NIL for loans closed after 24 months
  • Foreclosure (Loans disbursed on/before 31 st March 2019) – 4% (+GST) for loan closed before 12 months and NIL for loans closed after 12 months

Am I eligible for personal Loan?

You can check your eligibility within 2 minutes by submitting your basic details.

Who all can apply?

  • Individual(s) of Indian nationality of age over 25 years and less than 58 years
  • Salaried individuals having monthly net salary greater than ₹20,000
  • Applicants residing in one of the 700+ servicable cities

How fast can I get the funds transferred in my account after application completion?

Loan amount is disbursed to your bank account within 48 hours after complete & successful submission of loan application. In case of any delay, you can reach out to us at [email protected]

How is the personal loan amount transferred to me?

Your loan amount will be transferred directly into your bank account that you provide in your loan application.

How do I repay the loan?

Every month, EMIs will be auto-debited from your bank account which has been linked for auto repayment setup during loan application.

Are there any additional charges apart from interest rate for availing Personal Loan?

At time of loan disbursal processing fees + GST will be deducted from the loan amount disbursed. For loans of value upto ₹1,00,000 processing fees of 3% + GST will be charged and for loans of value greater than ₹1,00,000 processing fees of 2% + GST will be charged.

In case there is any Pre-EMI interest applicable, same will be added to the first EMI.


*******
SOURCE: http://www.etmoney.com/loan/personal-loan

Written by admin