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Installment loans for bad credit
Short & Long Term Installment Loans
Easy online process, close to instant approval, borrow in to the thousands!
Get cash deposited the next business day
Need cash quickly but require an amount larger than your typical payday loan? The team at ExtLoans.com can help. We help users access what are known as installment loans, which let you borrow thousands of dollars over a period of up to 3 years, with a manageable fixed rate of interest.
Why An Installment Loan?
Do you need to make renovations to your home before putting it on the market, or buy a respectable car to get to your new job? Perhaps you’re planning a wedding, or have the opportunity to go on the holiday of a lifetime?
Installment loans give you the freedom to make life changing purchases today, without breaking your bank balance in the future.
The loan terms are intimately tied to your income, meaning you will never be offer more than you can manage, and the repayment schedule is fixed and easy to understand, with automatic payments made from your bank account.
Installment loans come with a fixed rate of interest and equal installment amounts, meaning you will always know how much you’re expected to repay and it will never fluctuate to an unmanageable level like some other forms of credit.
You are also often not locked in for the full loan term and can sometimes repay the full principal early and save on interest.
With years of experience under our belt the team at www.ExtLoans.com have learned that the easier the process the better the experience for all parties. That’s why we’ve evolved with the times and created a simple online form that can be completed from any device within minutes. We then match you with one of several lenders in our network, so you don’t have to waste time jumping from lender to lender on your own.
The details you provide are always secure as we use the latest SSL encryption technology and store your data on secure servers protected by firewalls.
We will never pass your data on to third parties outside of our lender network.
If you’re ready to submit your info all you have to do is go to the page, provide us with your basic details and you’ll be referred to a lender within minutes.
Once connected and any added info is provided, you will know if you’ve been approved in as fast as 5 minutes.
The lender will then make you an offer and if you accept it, the cash will be deposited in to your designated bank account in as fast as the next business day.
This makes the perfect solution if you need the cash in an emergency.
Bad Credit? No Problem
We believe that in today’s world every citizen deserves the right to credit, that’s why lenders in our network will still consider your application even if you have bad credit. They can’t promise no credit check, but they might not use the big 3 agencies and it might not be the deciding factor.
After all just because you had some financial issues in the past doesn’t mean you’re in the same situation today. One of the key factors in approval is your income status. This gives a strong indication of how much you can afford.
Roughly you will not be able to borrow an amount that requires you to pay any more than 25 percent of your gross income each month, giving you enough breathing room to stay on top of repayments. You will also need to make at least $1,000 a month.
The loan can be spread out over 36 months allowing you to borrow much more than payday loans.
Ready to get started? Submit your information today and tap in to our network of over 100 lenders. All that’s required is that you are over 18 years of age and legally reside in a state that permits installment loan lending online.
You will also need a bank account for the cash to be promptly deposited and repayments easily taken. Please be prepared to verify any information you provide. This can usually be done online, but we cannot promise no faxing in all cases.
APR Disclosure. Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.
Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.